One Week to LA and the 5K!

I have spent the last three days trying to rent a wheelchair-accessible van for my trip home next week. Now this isn't the most difficult thing to do, but I don't own a car, so I have no collision/comprehensive insurance, and the specialty companies that rent these vans don't supply waivers like the regular rental car agencies do.

So I made my first foray ever into the world of Travel Insurance. Oh, boy, some of them sound like totally reputable places when you call. Others sound like you are calling someone sitting at their kitchen table to talk about insurance. Plus a wheelchair van is a high-end vehicle valued between $40,000-$50,000. Some of the places didn't carry enough coverage; others would only cover collision, but not theft. And while I know nothing is going to happen, I was getting sick over the thought of not having covered my ass when I rent this van.

So I finally found one place that carried the amount of collision coverage I needed, but the agent had to be sure the underwriter would cover a specialty vehicle. It worked out just fine and I am all set up, but now not only do I now have collision damage for 5 days, I also have $100,000 Accidental Death coverage and a $2 million Medical Evacuation/Repatriation Benefit, among 6 or 7 other things, and all for only $45.00!